The good news is that, as a group, physicians seem to take the real threat of incurring a disability to heart. According to a 2007 survey by the McGill Advisory, nearly 100 percent of the physicians surveyed said they were covered by some form of disability insurance. The bad news, also revealed in
Met Life Residual Disability Benefit
As one of the largest financial services companies in the world, Met Life has thrown its substantial heft behind its disability income protection products with the introduction of its Income Guard Disability Insurance plan. Not only does it include one of the more liberal “own occupation”
MetLife Disability Insurance
With its introduction of MetLife Income Guard Disability Insurance, MetLife disability insurance has clearly signified its intention to compete with the top specialty disability insurance carriers. In addition to some of the industry’s highest coverage limits and its competitive pricing, MetLife
Physicians Should Base Disability Insurance on Reality, not Rules of Thumb
In countless blog posts here we have stressed the importance of understanding the definition of “disability” in choosing a physician’s disability insurance plan. More than any other type of professional, physicians must be able to protect their specific occupation and specialty from the prospect of
Will Your Disability Policy Protect You at the Next Level?
Will Your Disability Policy Protect You at the Next Level?The medical profession is unusual in many respects, but one in particular sets it apart from all most other professions; and that is the meteoric rise in income most medical professionals experience beginning the day they complete their
Disability Insurance Premiums – How are they determined?
Disability Insurance PremiumsCompared with other forms of insurance, disability insurance premiums tend to be much more expensive. Why? Because you are at a greater risk of becoming disabled than you are to die prematurely or lose your house to a fire. Understanding how disability insurance premiums
Doctor Disability: Relying on Sick Leave and Other Employer Plans for Disability Time
Doctor Disability: Relying on Sick Leave and Other Employer Plans for Disability TimeIf you are relying on sick leave, healthcare or other employer-sponsored benefits to help with your downtime under a disability, be very careful with your planning. The first step is to find out how your human
Physician Disability: Healthy Eating Habits
Physician Disability: Altering Habits in the Doctor's OfficeTake your vitamins. Stay away from processed carbohydrates. Not too much sugar. Wear sunscreen. Exercise for thirty minutes daily. Eat more vegetables. Ease up on the caffeine. Although you should have physician disability insurance to