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Causes of Disability

Causes of Disability

Many professionals and business people think they’re “exempt” from the possibility of becoming disabled. The following list of actual claimants is taken from a major insurance carrier’s disability files. What could prevent you from working?

Cause of DisabilityAgeOccupation
Acute Myocardial Infarction42President-Executive
Cervical and Lumbar Back Sprain34Advertising Consultant
Anxiety Disorder, Depression30CPA
Neurotic Depression35Insurance Broker
Severe Headaches, Anxiety42CPA
Coronary Artery Disease62Executive – Vice President
Degenerative Disc Disease54Veterinarian
Uncontrolled Diabetes31Attorney
Multiple Trauma-Accident38President – Construction Company
Cancer of Lung48General Sales Manager
Bipolar Disorder, Manic Depression38Director of Advertising
Acute Myocardial Infarction, Acute Encephalopathy51Attorney
Coronary Artery Disease, Acute Myocardial Infarction, Angina55Accountant
Cerebral Aneurysm55Psychiatrist
2 Lumbar Laminectomies42ER Physician
Severe Coronary Artery Disease58Ophthalmologist
Degenerative Disc Disease59Manufacturer’s Representative
Carcinoma Lung60Orthopedic Surgeon
Lou Gehrig’s Disease (ALS)36Dentist
Lumbar Nerve Root Irritation55Orthopedic Surgeon
Alzheimer’s Disease58Pathologist
Brain Tumor48Medical Doctor
Multiple Sclerosis58Vice President
Left Brachial Plexus Compression Syndrome34Dentist
Parkinson’s Disease62CPA
Acute Myocardial Infarction45Owner / Manager
Myocardial Infarction, Coronary Artery Disease62OB/Gyn
Pancreatitis, Neuropathy, Diabetes, Angina52Pediatrician
Fracture, Elbow-Radial Head and Neck55General Surgeon
Parkinson’s Disease59Vascular Surgeon
Multiple Sclerosis37ER Physician
Peripheral Myelopathy30Dentist
Arteriosclerotic Heart Disease, Angina44Thoracic Surgeon
Malignant Fibrous Histiocytoma48Plastic Surgeon
Crohn’s Disease43Surgeon
Obstructed Right Lateral Ventricle, Seizures31Orthopedic Surgeon
Post Traumatic Stress Disorder, Panic Disorder54Neurosurgeon
Acute Myocardial Infarction58Radiologist
Angina Pectoris, Coronary Artery Disease56Psychiatrist
Multiple Trauma, Skull Fracture, Memory Loss55Trial Attorney
Multiple Sclerosis41OB/Gyn
Lumbar Disc Disease Right Laminectomy51Doctor of Osteopathic Medicine
Neuropathy, Collagen Disease, Chronic Pain Syndrome47Doctor of Osteopathic Medicine
Thoracic Outlet Syndrome50V.P. Finances
Diabetic Neuropathy, Lower Extremities46Neurologist
Degenerative Arthritis Both Hands63Surgeon
Degenerative Disc Disease58Orthopedic Surgeon
Severe Angina, Depression55General Practice

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