Group Disability Vs. Individual Disability – What You Need to Know

Posted on: April 21, 2017 by Chuck Krugh, CFP

My employer offers me disability insurance via a group plan. Why do I need my own policy? It’s terrific that your employer offers this important benefit to you. But there are important differences between a group disability plan designed to appeal to employers and an individual plan, designed and customized for your personal needs as […]

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Doctors: When to Review Your Disability Insurance Coverage

Posted on: March 21, 2017 by Chuck Krugh, CFP

Disability insurance is like a good car: It will work when you need it – but you need to do a little maintenance from time to time to get the most out of it. For disability insurance policyholders, maintaining your policy means doing a periodic review of the policy with your insurance professional and ensuring […]

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Dentists! Are You Affected by the Recent American Dental Association Disability Insurance Rate Increase?

Posted on: October 7, 2016 by Chuck Krugh, CFP

Thousands of practicing dentists across the country got some bad news from their disability insurance company last spring: Their affiliated disability insurance company, Great West Life, announced a significant rate increase effective May 1st. Premiums for men increased by about 16 percent, while female dentists were hit even harder, with a premium increase of up […]

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The different types of disability insurance

Posted on: August 9, 2016 by Chuck Krugh, CFP

Disability insurance is almost a must-have for any professional – especially those whose peak earning years are ahead of them. A freak accident, a bad break with a dreaded disease, or a problematic pregnancy can all disrupt or end a career that you spent most of your life preparing for – and less than one […]

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Your Association Disability Plan May Offset Your Group Benefits

Posted on: May 20, 2016 by Chuck Krugh, CFP

From: diattorney.com In the case of Fleisher v. The Standard Insurance Company filed in New Jersey Federal Court, the court recently rendered a decision which can have a negative impact for numerous physicians and other business professional that have Group Association Policies and also have an ERISA governed group policy from their employer. Numerous medical, […]

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