Association Sponsored Disability Insurance

Posted on: September 29, 2017 by Chuck Krugh, CFP

I talk to a lot of physicians who are comparing individual disability insurance to a plan offered by their medical association. At first glance, Association Disability Insurance seems to offer physician-friendly, own-occupation coverage at a fraction of the cost of some other types of plans. Is there a catch? After all, if the association offers […]

Posted in: Association Disability Insurance

Dentists! Are You Affected by the Recent American Dental Association Disability Insurance Rate Increase?

Posted on: October 7, 2016 by Chuck Krugh, CFP

Thousands of practicing dentists across the country got some bad news from their disability insurance company last spring: Their affiliated disability insurance company, Great West Life, announced a significant rate increase effective May 1st. Premiums for men increased by about 16 percent, while female dentists were hit even harder, with a premium increase of up […]

Posted in: Association Disability Insurance Disability Insurance Group Disability Insurance

Your Association Disability Plan May Offset Your Group Benefits

Posted on: May 20, 2016 by Chuck Krugh, CFP

From: In the case of Fleisher v. The Standard Insurance Company filed in New Jersey Federal Court, the court recently rendered a decision which can have a negative impact for numerous physicians and other business professional that have Group Association Policies and also have an ERISA governed group policy from their employer. Numerous medical, […]

Posted in: Association Disability Insurance disability claims Group Disability Insurance