Funding a Self-Directed Solo 401(k) or SEP IRA

Posted on: October 24, 2018 by Chuck Krugh, CFP

Most mid-career physicians have a pleasant problem: They make too much money to make tax deductible contributions to IRAs, and may be ineligible to contribute to Roth IRAs altogether. That leaves your employers’ 401(k) or 403(b), if you’re a W-2 employee, and maybe a non-qualified retirement plan that is potentially subject to forfeiture. What if […]

Posted in: Financial Planning Money Management Physician Money Management

The Straight Dope on Annuities for Physicians

Posted on: October 9, 2018 by Chuck Krugh, CFP

A lot of ink has been spilled on the pros and cons of annuities. Advisers tend to have strong opinions about annuities. Insurance professionals often recommend them. But then, annuities pay relatively high commissions. Stockbrokers and Wall Street advisers often don’t like them. But they are trying to sell a competing product, so they have […]

Posted in: Financial Planning Money Management Physician Money Management