Term Vs. Cash Value Life Insurance: What’s Best For Doctors?

Posted on: December 19, 2015 by Chuck Krugh, CFP

The debate between advocates of permanent cash value life insurance and people who advocate buying nothing but term and investing the difference in premiums is one of the most hotly contested topics in financial services. Sadly, most of the back-and-forth we see out there generates more heat than light. So we thought we’d put some […]

Posted in: Financial Planning Life Insurance Money Management Physician Money Management Retirement

Guardian’s New Disability Insurance Tool – But it Doesn’t Replace Due Diligence

Posted on: December 9, 2015 by Chuck Krugh, CFP

Guardian Life Insurance Company of America, a prominent mutual insurance company, has a solid disability income insurance product that’s very popular with doctors and other white-collar professionals. So we were naturally very interested to check out its brand new online disability insurance tool. It amounts to a calculator that’s very finely articulated when it comes […]

Posted in: Disability Insurance Doctor disability insurance Financial Planning physicians disability insurance