5 Financial Tips For Young Doctors

Posted on: June 27, 2014 by Chuck Krugh, CFP

Remember that game “LIFE?” The child’s board game by Milton Bradley? In that game, the player with the biggest salary was the doctor. But in the game, there were no debt service expenses. There were no medical malpractice insurance premiums. And the government wasn’t squeezing Medicare and Medicaid reimbursement rates. A physician’s career is still […]

Posted in: Financial Planning Medical Residents Money Management Physician Money Management

The Myth of Group Disability Insurance

Posted on: June 20, 2014 by Chuck Krugh, CFP

Why “I’m Covered at Work” Doesn’t Work for Group Disability Insurance Some people we speak to are initially hesitant towards individual long-term disability insurance because they think they’re covered by a group policy at work. The more they examine the facts though, the more they find that group coverage can range from weak (at best) […]

Posted in: Disability Insurance

Disability Insurance Is Too Expensive

Posted on: June 16, 2014 by Chuck Krugh, CFP

When you think of purchasing a disability insurance policy, do you question if it’s too expensive? Can you really afford it? After all, those monthly payments could go towards a new car, new clothes, or a vacation, something that gives you immediate gratification. But consider the opposite: Can you afford not to have disability insurance?How […]

Posted in: Disability Insurance Financial Planning Money Management

What to Look For In a Disability Insurance Policy

Posted on: June 6, 2014 by Chuck Krugh, CFP

In the insurance world, it’s all about the language in the policy. All insurance contracts are essentially promises: You commit to paying a small premium. In return, the insurance company promises to pay a large cash benefit, if certain events come to pass. But details matter a great deal in insurance. It does no good […]

Posted in: Disability Insurance