Disability Statistics vs. Common Misperceptions

Posted on: May 21, 2013 by Chuck Krugh, CFP

As Disability Insurance Awareness Month draws to a close, we thought it pertinent to revisit the results of a survey conducted by the Council of Disability Awareness back in 2011. The survey looked into the attitudes and knowledge consumers have over matters related to becoming disabled and then compared them with financial advisors.  You probably […]

Posted in: Disability Insurance Doctor disability insurance physicians disability insurance Uncategorized

Physician Residual Disability Benefit Critical for Max Protection

Posted on: May 20, 2013 by Chuck Krugh, CFP

While there is no actual data available that indicates the percentage of physician disabilities which are partial, as opposed to total, our experience indicates that it is very nearly half and half. A partial disability due to an illness or injury may prevent a physician from performing some of his or her specific duties or working in full […]

Posted in: Disability Insurance Doctor disability insurance

The Importance of Starting Your Estate Plan Now

Posted on: May 17, 2013 by Chuck Krugh, CFP

You would be hard pressed to find more than a few intelligent and responsible individuals who wouldn’t agree that planning for the future is one of the most important things we can do as adults, especially where the security of our families are concerned. Yet, astoundingly, 42% of adults over the age of 40 have […]

Posted in: Financial Planning Money Management Physician Money Management Retirement

Physician Retirement “Gotchas” to Avoid

Posted on: May 16, 2013 by Chuck Krugh, CFP

Unquestionably, physicians are starting to take their retirement planning much more seriously. With life expectancy on the rise, greater economic uncertainty on the horizon, and lowered expectations for long term investment returns, many of us are looking at our retirement with a little more trepidation and little less anticipation. Obviously, the earlier you start planning […]

Posted in: Financial Planning Money Management Physician Money Management Retirement Uncategorized

May is Physician Disability Insurance Awareness Month

Posted on: May 15, 2013 by Chuck Krugh, CFP

Maybe it’s just a coincidence that May is both National Arthritis Awareness Month and Disability Insurance Awareness Month. But with the recent study released by Global Burden of Disease that found that musculoskeletal (MSK) conditions are the second greatest cause of disability, it serves as a convenient reminder that MSK conditions, which affect nearly 2 […]

Posted in: Disability Insurance Doctor disability insurance physicians disability insurance Uncategorized

You Can Manage your Practice, But Can You Manage Your Time?

Posted on: May 13, 2013 by Chuck Krugh, CFP

As a solo practitioner, you need to be able to manage people, finances, practice development and all of the other responsibilities of the practice, but when you are done with all of that, it’s your time that typically goes un-managed.  Most practice consultants would agree that if you’re not in control of your time, then […]

Posted in: Practice Management stress management Uncategorized