Physician Disability Insurance: Physician Shortage

Posted on: October 31, 2012 by Chuck Krugh, CFP

Physician Disability Insurance: Physician Shortage America has a deficit of primary care physicians. As baby boomers grow older, their health will dwindle. What’s more, with new legislative measures such as Obamacare, it’s expected to bring 32 million uninsured to doctors. With more uninsured patients & less physician resources, it may affect the outcome of many professionals […]

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Consumer-Directed Healthcare Plans Can Prevent Disability

Posted on: October 19, 2012 by Chuck Krugh, CFP

Consumer-Directed Healthcare Plans Can Prevent Disability The provision of consumer-directed healthcare plans through the workplace is up. These are plans offered by employers that combine a higher deductible with a reasonable premium and, often, the ability to use untaxed earnings to pay for medical expenses through some kind of health savings account. In 2011, 58% […]

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Dovetail Your Disability and Health Coverage

Posted on: October 18, 2012 by Chuck Krugh, CFP

Dovetail Your Disability and Health Coverage If your clinic, center, practice or group is one of the many professional medical organizations offering both health and disability insurance to your executives, doctors and workers, you need to know about the benefits of dovetailing your health and disability coverage for employees who become sidelined by a non-work […]

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Doctor Disability Insurance: Importance of Cost of Living Adjustment

Posted on: October 17, 2012 by Chuck Krugh, CFP

Doctor Disability Insurance: Importance of Cost of Living Adjustment Ever go to the drive-thru, head off with your order, then—once you’re about six miles from the restaurant—reach into the bag and find something is missing? You can have the same experience with your disability income protection if you don’t choose your disability insurance carefully. A […]

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Doctor Disability: Stay at Work While Disabled

Posted on: October 15, 2012 by Chuck Krugh, CFP

Doctor Disability: Stay at Work While Disabled Chronic medical conditions have historically been one of the leading drivers of disability in the U.S. workforce. Those conditions include ongoing pain, ambulatory problems, and treatment for major illnesses, like cancer. While return-to-work programs have grown in popularity and have had notable success at reducing both workers compensation […]

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Doctor Disability Insurance That Grows with Your Salary

Posted on: October 10, 2012 by Chuck Krugh, CFP

Doctor Disability Insurance That Grows with Your Salary A study released by the Hay Group in September 2012 shows that median base salaries are set to increase 2.9% in 2012 for employees of large integrated health systems. That’s about the same as in 2011. Hospitals reported median base salary increases of 2.4% for 2012, also […]

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FDA Approves First Pill to Help Prevent HIV

Posted on: October 9, 2012 by Chuck Krugh, CFP

FDA Approves First Pill to Help Prevent HIV The Food and Drug Administration approved the first drug shown to reduce the risk of HIV infection on Monday, July 16. Gilead Sciences’ pill Truvada was approved as a preventative measure for people who are at high risk of acquiring HIV through sexual activity, such as those […]

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Buy Doctors Disability Early in Life

Posted on: October 8, 2012 by Chuck Krugh, CFP

Buy Doctors Disability Early in Life A groundbreaking study by the National Disability Institute and the Multiple Sclerosis Association of America reveals that three out of four people diagnosed with multiple sclerosis experience financial hardship and more than two thirds are subject to financial instability. The financial problems result largely from difficulties maintaining or securing […]

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Physician Disability: Physicians Working From Home

Posted on: October 5, 2012 by Chuck Krugh, CFP

Physician Disability: Physicians Working From Home Historically, physicians’ offices were both living and working spaces. Many doctors worked in living spaces with a medical practice area. Today, the process is almost unheard of. However, some physicians are returning to the old days and embracing a “new” style of practice management, working entirely out of their […]

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Doctor Disability Insurance: Invest in Doctor Disability Early

Posted on: October 3, 2012 by Chuck Krugh, CFP

Doctor Disability Insurance: Invest in Doctor Disability Early A groundbreaking study by the National Disability Institute and the Multiple Sclerosis Association of America reveals that three out of four people diagnosed with multiple sclerosis experience financial hardship and more than two thirds are subject to financial instability. This post is brought to you by Doctor […]

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