Many professionals and business people think they're "exempt" from the possibility of becoming disabled. The following list of actual claimants is taken from a major insurance carrier's disability files. What could prevent you from working?
| Cause of Disability |
Age |
Occupation |
Acute Myocardial Infarction
|
42
|
President-Executive
|
|
Cervical and Lumbar Back Sprain
|
34
|
Advertising Consultant
|
|
Anxiety Disorder, Depression
|
30
|
CPA
|
|
Neurotic Depression
|
35
|
Insurance Broker
|
|
Severe Headaches, Anxiety
|
42
|
CPA
|
|
Coronary Artery Disease
|
62
|
Executive - Vice President
|
|
Degenerative Disc Disease
|
54
|
Veterinarian
|
|
Uncontrolled Diabetes
|
31
|
Attorney
|
|
Multiple Trauma-Accident
|
38
|
President - Construction Company
|
|
Cancer of Lung
|
48
|
General Sales Manager
|
|
Bipolar Disorder, Manic Depression
|
38
|
Director of Advertising
|
|
Acute Myocardial Infarction, Acute Encephalopathy
|
51
|
Attorney
|
|
Coronary Artery Disease, Acute Myocardial Infarction, Angina
|
55
|
Accountant
|
|
Cerebral Aneurysm
|
55
|
Psychiatrist
|
|
2 Lumbar Laminectomies
|
42
|
ER Physician
|
|
Severe Coronary Artery Disease
|
58
|
Ophthalmologist
|
|
Degenerative Disc Disease
|
59
|
Manufacturer's Representative
|
|
Carcinoma Lung
|
60
|
Orthopedic Surgeon
|
|
Lou Gehrig's Disease (ALS)
|
36
|
Dentist
|
|
Lumbar Nerve Root Irritation
|
55
|
Orthopedic Surgeon
|
|
Alzheimer's Disease
|
58
|
Pathologist
|
|
Brain Tumor
|
48
|
Medical Doctor
|
|
Multiple Sclerosis
|
58
|
Vice President
|
|
Left Brachial Plexus Compression Syndrome
|
34
|
Dentist
|
|
Parkinson's Disease
|
62
|
CPA
|
|
Acute Myocardial Infarction
|
45
|
Owner / Manager
|
|
Myocardial Infarction, Coronary Artery Disease
|
62
|
OB/Gyn
|
|
Pancreatitis, Neuropathy, Diabetes, Angina
|
52
|
Pediatrician
|
|
Fracture, Elbow-Radial Head and Neck
|
55
|
General Surgeon
|
|
Parkinson's Disease
|
59
|
Vascular Surgeon
|
|
Multiple Sclerosis
|
37
|
ER Physician
|
|
Peripheral Myelopathy
|
30
|
Dentist
|
|
Arteriosclerotic Heart Disease, Angina
|
44
|
Thoracic Surgeon
|
|
Malignant Fibrous Histiocytoma
|
48
|
Plastic Surgeon
|
|
Crohn's Disease
|
43
|
Surgeon
|
|
Obstructed Right Lateral Ventricle, Seizures
|
31
|
Orthopedic Surgeon
|
|
Post Traumatic Stress Disorder, Panic Disorder
|
54
|
Neurosurgeon
|
|
Acute Myocardial Infarction
|
58
|
Radiologist
|
|
Angina Pectoris, Coronary Artery Disease
|
56
|
Psychiatrist
|
|
Multiple Trauma, Skull Fracture, Memory Loss
|
55
|
Trial Attorney
|
|
Multiple Sclerosis
|
41
|
OB/Gyn
|
|
Lumbar Disc Disease Right Laminectomy
|
51
|
Doctor of Osteopathic Medicine
|
|
Neuropathy, Collagen Disease, Chronic Pain Syndrome
|
47
|
Doctor of Osteopathic Medicine
|
|
Thoracic Outlet Syndrome
|
50
|
V.P. Finances
|
|
Diabetic Neuropathy, Lower Extremities
|
46
|
Neurologist
|
|
Degenerative Arthritis Both Hands
|
63
|
Surgeon
|
|
Degenerative Disc Disease
|
58
|
Orthopedic Surgeon
|
|
Severe Angina, Depression
|
55
|
General Practice
|
