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| A.M. Best Insurance Ratings |
| Select any of the following ratings for a detailed explanation: |
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| Secure
Ratings |
Vulnerable
Ratings |
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| A++, A+ |
Superior |
| A, A- |
Excellent |
| B++, B+ |
Very Good |
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| B, B- |
Fair |
| C++, C+ |
Marginal |
| C, C- |
Weak |
| D |
Poor |
| E |
Under Regulatory Supervision |
| F |
In Liquidation |
| S |
Rating Suspended |
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| Definitions of Best Ratings |
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A++ and A+ (Superior)
Assigned to companies which have, on balance, superior financial
strength, operating performance and market profile when compared
to the standards established by the A.M. Best Company. These
companies, in our opinion, have a very strong ability to meet
their ongoing obligations to policyholders. Return
To Table
A and A- (Excellent)
Assigned to companies which have, on balance, excellent financial
strength, operating performance and market profile when compared
to the standards established by the A.M. Best Company. These
companies, in our opinion, have a strong ability to meet their
ongoing obligations to policyholders. Return
To Table
B++ and B+ (Very Good)
Assigned to companies which have, on balance, very good financial
strength, operating performance and market profile when compared
to the standards established by the A.M. Best Company. These
companies, in our opinion, have a good ability to meet their
ongoing obligations to policyholders. Return
To Table
B and B- (Fair)
Assigned to companies which have, on balance, fair financial
strength, operating performance and market profile when compared
to the standards established by the A.M. Best Company. These
companies, in our opinion, have an ability to meet their current
obligations to policyholders, but their financial strength is
vulnerable to adverse changes in underwriting and economic conditions.
Return To
Table
C++ and C+ (Marginal)
Assigned to companies which have, on balance, marginal financial
strength, operating performance and market profile when compared
to the standards established by the A.M. Best Company. These
companies, in our opinion, have an ability to meet their current
obligations to policyholders, but their financial strength is
vulnerable to adverse changes in underwriting and economic conditions.
Return To
Table
C and C- (Weak)
Assigned to companies which have, on balance, weak financial
strength, operating performance and market profile when compared
to the standards established by the A.M. Best Company. These
companies, in our opinion, have an ability to meet their current
obligations to policyholders, but their financial strength is
very vulnerable to adverse changes in underwriting and economic
conditions. Return
To Table
D (Poor)
Assigned to companies which have, on balance, poor financial
strength, operating performance and market profile when compared
to the standards established by the A.M. Best Company. These
companies, in our opinion, may not have an ability to meet their
current obligations to policyholders and their financial strength
is extremely vulnerable to adverse changes in underwriting and
economic conditions. Return
To Table
E (Under Regulatory Supervision)
Assigned to companies which have been placed by an insurance
regulatory authority under a significant form of supervision,
control or restraint, such as conservatorship or rehabilitation,
but does not include liquidation. Return
To Table
F (In Liquidation)
Assigned to companies which have been placed under an order
of liquidation by a court of law or whose owners have voluntarily
agreed to liquidate the company. Return
To Table
S (Rating Suspended)
Assigned to rated companies that have experienced sudden and
significant events affecting their financial position or operating
performance whose rating implications cannot be evaluated due
to a lack of timely or adequate information. Return
To Table |
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